Impact of 5% Inflation Rider

Monthly Benefit

Pool of
Money

Monthly Benefit

Pool of
Money

Monthly Benefit

Pool of
Money

Monthly Benefit

Pool of
Money

Monthly Benefit

Pool of
Money

Monthly Benefit

Pool of

Money

2

$2,100

$151,200

$3,150

$226,800

$4,200

$302,400

$4,725

$340,200

$5,250

$378,000

$6,300

$453,600

3

$2,205

$158,760

$3,308

$238,140

$4,410

$317,520

$4,961

$357,210

$5,513

$396,900

$6,615

$476,280

4

$2,315

$166,698

$3,473

$250,047

$4,631

$333,396

$5,209

$375,071

$5,788

$416,745

$6,946

$500,094

6

$2,553

$183,785

$3,829

$275,677

$5,105

$367,569

$5,743

$413,515

$6,381

$459,461

$7,658

$551,354

7

$2,680

$192,974

$4,020

$289,461

$5,360

$385,948

$6,030

$434,191

$6,700

$482,434

$8,041

$578,921

8

$2,814

$202,622

$4,221

$303,934

$5,628

$405,245

$6,332

$455,901

$7,036

$506,556

$8,443

$607,867

9

$2,955

$212,754

$4,432

$319,130

$5,910

$425,507

$6,649

$478,696

$7,387

$531,884

$8,865

$638,261

11

$3,258

$234,561

$4,887

$351,841

$6,516

$469,122

$7,330

$527,762

$8,144

$586,402

$9,773

$703,682

12

$3,421

$246,289

$5,131

$369,433

$6,841

$492,578

$7,697

$554,150

$8,552

$615,722

$10,262

$738,867

13

$3,592

$258,603

$5,388

$387,905

$7,183

$517,207

$8,081

$581,857

$8,979

$646,508

$10,775

$775,810

14

$3,771

$271,533

$5,657

$407,300

$7,543

$543,067

$8,485

$610,950

$9,428

$678,834

$11,314

$814,600

16

$4,158

$299,366

$6,237

$449,048

$8,316

$598,731

$9,355

$673,573

$10,395

$748,414

$12,474

$898,097

17

$4,366

$314,334

$6,549

$471,501

$8,731

$628,668

$9,823

$707,251

$10,914

$785,835

$13,097

$943,002

18

$4,584

$330,051

$6,876

$495,076

$9,168

$660,101

$10,314

$742,614

$11,460

$825,127

$13,752

$990,152

19

$4,813

$346,553

$7,220

$519,830

$9,626

$693,106

$10,830

$779,745

$12,033

$866,383

$14,440

$1,039,660

21

$5,307

$382,075

$7,960

$573,112

$10,613

$764,150

$11,940

$859,668

$13,266

$955,187

$15,920

$1,146,225

22

$5,572

$401,179

$8,358

$601,768

$11,144

$802,357

$12,537

$902,652

$13,930

$1,002,947

$16,716

$1,203,536

23

$5,851

$421,238

$8,776

$631,856

$11,701

$842,475

$13,164

$947,784

$14,626

$1,053,094

$17,552

$1,263,713

24

$6,143

$442,299

$9,215

$663,449

$12,286

$884,599

$13,822

$995,174

$15,358

$1,105,749

$18,429

$1,326,898

Over 25 years the monthly benefit more than triples but the premiums are scheduled to remain the same at the age at which you purchased the insurance.