Kersten and Associates, Hawaii, Long term care planning, Long term care insurance, ltc group benefits, long term care options, financial planning, nursing home coverage, disability coverage, in-home coverage, home health care coverage, ltc planning, ltc agents, Honolulu

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Kersten and Associates  900 Fort Street Mall, Suite 400, Honolulu Hawaii 96813
Phone (808)531-3137  Fax (808)261-2626  kerstenandassociates@live.com
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Flexible Design

Tax Advantages

Optional Benefits for Employees

TDI - Time to Review?

 

Optional Supplemental Benefits for Employees 

Attracting quality employees took a considerable investment in time, effort and money. Once you have trained them, and they become a valuable part of your staff, how will you retain them?

One of the most effective ways to maintain quality personnel is through a comprehensive employee benefits program which includes affordable lines of coverage for employees as well as family members. 

A strong package of benefits can include the following programs: 

  • Group Long Term Care Insurance 
  • Supplemental Group Life Insurance Voluntary Group Term Life Insurance 
  • Voluntary Accidental Death & Dismemberment Coverage 
  • Flex Plans Group Travel Accident Insurance 
  • Medical Spending Accounts  529 Plans to Fund Education 

The insurance programs can be designed with flexible coverage options with guaranteed issue limits, payroll deduction, dependent coverage, low-cost group rates, and portability features to allow employees to take the coverage with them at affordable rates should they leave the company. 

We can help you design a program of benefits that will not only serve to strengthen your relationship with your employees but also reaffirm your commitment to them as well. Once a plan design is completed, we can help you implement the program and set up a program to communicate these valuable benefits.